The family office you own.
Every custodian, entity, and private investment on one balance sheet. Ask it anything. Get a plan you can execute yourself, every day.
Balance sheet
Net worth
$18,412,300
Cash
$412,300
Unrealized gains
$3,186,400
- Schwab · Family Trust$7,942,100
- Morgan Stanley · Holdings LLC$5,210,850
- Fidelity · IRA$2,864,000
- Real estate LP · Delaware$1,730,000
- Growth Fund III · capital calls$665,350
- $50K–$250K+/ yr
- what institutional platforms cost
- 2–9months
- typical implementation
- 0
- let a $10M household sign up directly
The best wealth software in the world was never sold to you.
The platforms that run the world’s wealth are sold to RIAs, private banks, and institutional family offices. Five- and six-figure licenses, quarter-long implementations, and a login your advisor controls. You get a PDF once a quarter.
So your reality is five custodian logins, a stack of K-1s, an estate diagram in a drawer, and an advisor who sees a slice of the picture.
Your family office, running in an afternoon.
Schwab
Morgan Stanley
Fidelity- Real estate LP
1Connect
Every account you hold and every entity you own, from brokerage to trust to private fund, lands in a single ledger the day you connect it.
- Family Trust
- Holdings LLC
- Personal
- Growth Fund III
2See
One balance sheet across public and private, with ownership mapped through trusts, LLCs, and holding companies, down to the individual tax lot.
- Apple is 31% of liquid assets.Today
- Trim 400 shares at Morgan Stanley.Today
- Capital call due Oct 15.Today
- How would you implement that?
3Act
Ask what your advisor would tell you. The answer arrives daily, not quarterly, with the exact steps to execute yourself at the custodian of your choice.
The parts of a family office you actually use. None of the bloat.
Every custodian, one ledger
Custodian-agnostic by design. Hold Schwab, Morgan Stanley, and Fidelity side by side and let the platform tell you where each dollar works hardest.
Entity and ownership map
Trusts, LLCs, holdcos, foundations, next-gen accounts. See who owns what, through what, and what it’s worth.
Tax-lot intelligence across accounts
“I hold Apple in five places. What’s my blended cost basis, and where do I take the highest lots off the table?” Answered in seconds.
Private investments, handled
Capital calls, distributions, IRR, MOIC, K-1s. Fund portal documents retrieved and parsed without a data-entry team.
Guidance, not a quarterly PDF
Daily and weekly guidance on allocation, liquidity, taxes, and concentration. Ask “how would you implement that?” and get the steps.
Private by default
Your data is yours, siloed per family. Built for families that want to stay exempt, unlisted, and in control, not marketed to your advisor’s other clients.
Every custodian connects in minutes.
Read-only connections stream every custodian, bank, and fund portal into one ledger.
- Search your institution, sign in, done
- Statements, K-1s, and capital calls parse on arrival
- The whole flow is a single API call, so your AI agent can run it for you
Connect an institution
Charles SchwabConnecting…Authorizing…
Morgan StanleyConnecting…Authorizing…
FidelityConnecting…Authorizing…
Vanguard
Chase
Read-only · Encrypted in transit
AI does the work. Licensed humans sign where it’s required.
Consolidation, analysis, guidance, and reporting run as software. When a task is regulated, formal investment advice, trade execution, tax filing, it routes to a licensed professional as a discrete, priced step. You see who did it and why.
That’s how a ten-person compliance team replaces an institution with a thousand employees.
- Task
- Sell 400 AAPL at Morgan Stanley
- Approved by
- You
- Executed by
- Licensed professional, Series 65
- Fee
- Flat, quoted before you approved
- Founders
- Second generation
- Third generation
- How the wealth was made
- How it’s held
- What the governance says
Principal asks
What’s our liquidity if the fund calls capital in Q4?
Next-gen asks
Why can’t we just sell the building?
The next generation shouldn’t need to become a CIO.
A private model that knows your family: how the wealth was made, how it’s held, what the governance says. Principals and next-gen get the same answers, in language they each understand, with the professionals looped in when needed.
Fewer “what do we own?” dinners. Fewer surprises at the estate meeting.
Built for the owner. Everyone else built for the firm.
| Capability | Ember | Addepar | Masttro | Aleta | Unlimited.ai | Copia |
|---|---|---|---|---|---|---|
| Sold directly to a $5M–$50M household | Yes | No | Sales-led | Sales-led | Demo only | Yes |
| Public pricing | Yes | No | No | From $1,000/mo | No | Quote |
| Time to first consolidated view | Same day | 60–90 days | Months | 4–8 weeks | Weeks | Not published |
| Multi-custodian and entity mapping | Yes | Yes | Yes | Yes | Yes | Yes |
| Daily actionable guidance you execute yourself | Yes | Advisor tool | No | No | Partial | No |
| Regulated tasks routed to licensed humans on demand | Yes | No | No | No | No | No |
| Family communication and governance layer | Yes | No | No | No | No | No |
Comparison data from public sources.
A fraction of one advisor’s fee. None of it tied to your assets.
Flat monthly. No AUM pricing. Cancel anytime.
Household
$499/ month
- Up to 10 accounts
- 3 entities
- Public and private holdings
- Daily guidance
Family Office
Most families$1,499/ month
- Unlimited accounts and entities
- Fund-portal retrieval
- Next-gen seats
- Private family model
Family Office + Human
$3,999/ month
- Everything in Family Office
- A named licensed professional on call
- Regulated tasks handled as priced steps
Institutional platforms start around $50,000 a year and go up with your assets. This doesn’t.
Yours. Not the marketplace’s.
Your custodians never hand us a key that can move money. Your family’s model runs on its own, and nobody else’s data trains it.
- Read-only custodian connections
- Per-family data isolation
- Encrypted at rest and in transit
- No data sold or shared with advisors or product partners
- Built to support the family-office exemption, no public wrapper required
- SOC 2 audit on the roadmap
Questions families ask first.
No. It’s consolidation, analysis, and guidance you act on yourself. When you want formal advice or execution, a licensed professional handles that as a separate step you approve.
Any major U.S. custodian and bank, plus fund portals and manually held assets. If it issues a statement, it fits.
Most members keep their advisor. This gives you the full picture your advisor only sees part of, and a second opinion every day.
No. It was built for $5M–$50M households who’ve been told they’re too small for a family office and too complex for a budgeting app.
You and whoever you invite. Not your custodian, not your advisor, not us for marketing.
Most families see a consolidated balance sheet the same day. Private-fund history takes as long as it takes to pull the documents, usually days, not quarters.
Stop renting a slice of
your own balance sheet.
Connect your first custodian in five minutes. See everything by tonight.