{
  "name": "Ember",
  "description": "The family office you own. Every custodian, entity, and private investment on one balance sheet, with a plan the owner executes themselves. Built for families with roughly $5M to $50M across several custodians, entities, and private investments. Sold directly to the owner. AI does the work; licensed humans sign where the law requires.",
  "url": "https://emberhold.co",
  "status": "preview",
  "openapi": "https://emberhold.co/openapi.json",
  "llms_txt": "https://emberhold.co/llms.txt",
  "api": {
    "base_url": "https://api.emberhold.co",
    "auth": {
      "scheme": "bearer",
      "scope": "family",
      "note": "Every token is bound to one family. Data is isolated per family and never shared with advisors or product partners."
    }
  },
  "capabilities": [
    {
      "id": "connect_accounts",
      "summary": "Link a custodian, bank, or fund portal with a read-only connection. Connections can never move money.",
      "operation": "POST /v1/connections"
    },
    {
      "id": "read_balance_sheet",
      "summary": "One balance sheet across every account, entity, and asset class, plus the entity map and holdings down to the tax lot.",
      "operation": "GET /v1/balance-sheet, GET /v1/entities, GET /v1/holdings"
    },
    {
      "id": "ingest_documents",
      "summary": "Statements, K-1s, capital calls, and distributions are parsed on arrival and written to the ledger.",
      "operation": "POST /v1/documents"
    },
    {
      "id": "generate_plan",
      "summary": "Ask a plain-language question and get guidance with the exact steps to execute it yourself at the best custodian.",
      "operation": "POST /v1/plans, GET /v1/plans/{id}"
    },
    {
      "id": "escalate_to_licensed_human",
      "summary": "Plan steps that are regulated (formal investment advice, trade execution, tax filing) are marked executor=licensed_professional and routed to a licensed professional as a discrete, priced step the owner approves. The API does not execute them.",
      "operation": "Plan.steps[].executor"
    }
  ],
  "human_in_the_loop": {
    "policy": "Consolidation, analysis, guidance, and reporting run as software. Regulated actions are executed only by licensed professionals, as discrete priced steps, after the owner approves. The owner sees who did it and why.",
    "regulated_actions": ["formal investment advice", "trade execution", "tax filing"]
  },
  "primary_action": {
    "label": "Connect your accounts",
    "url": "https://emberhold.co/#connect"
  },
  "contact": {
    "url": "https://emberhold.co",
    "organization": "Ember, by Startups.studio"
  },
  "disclaimer": "Not a registered investment adviser. Regulated services are delivered by licensed professionals."
}